---
title: "Trade Date vs Settlement Date: Why It Matters for UHNW Investors"
description: Tired of settlement date reporting? Learn why trade date matters for accurate portfolio liquidity & risk analysis.
---

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 Nov 8, 2022, 9:20:51 AM

# UHNW Portfolio Management Pet Peeve of the Day: Trade Date vs. Settlement Date 

[Craig Pearson](https://privatewealthsystems.com/private-wealth-systems-blog/author/craig-pearson)

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One complaint we frequently hear from UHNW individuals and family offices is that most portfolio management technology platforms only report on settlement date – not trade date. This methodology frustrates operations and investment teams alike because it makes it difficult to accurately report on liquidity, exposure and risk for the date the trade was made.

If you are going crazy trying to properly calculate and report on an asset’s performance, you’re not alone. Custodial data calculations shouldn’t create more work for you.  

Watch our latest episode of The UHNW Portfolio Management Pet Peeve of the Day video on “The Trade Date vs. Settlement Date Dilemma” now.

Our UHNW Portfolio Management Pet Peeve of the Day video series touches on some of the most common pet peeves we hear from UHNW investors, family offices and private banks. We offer tips on how to improve your portfolio management technology and process framework to set a new, better standard for portfolio data accuracy.  If you’re interested in seeing more from the series, watch our other videos:  “[IRR Calculations](https://privatewealthsystems.com/uhnw-portfolio-management-pet-peeve-of-the-day-irr-calculation/),” “[Lack of Investment Reconciliation,](https://privatewealthsystems.com/uhnw-portfolio-management-pet-peeve-of-the-day-lack-of-investment-reconciliation/)” “[Data Normalization Errors](https://privatewealthsystems.com/uhnw-portfolio-management-pet-peeve-of-the-day-data-normalization-errors/),” “[Private Investments on Custodial Platforms](https://privatewealthsystems.com/uhnw-portfolio-management-pet-peeve-of-the-day-private-investments-on-custodial-platforms/),” “[Manual Intervention to Fix Inaccuracies,](https://privatewealthsystems.com/uhnw-portfolio-management-pet-peeve-of-the-day-manual-intervention-to-fix-inaccuracies/)” and “[Inaccurate Performance Calculations](https://privatewealthsystems.com/uhnw-portfolio-management-pet-peeve-of-the-day-inaccurate-performance-calculations/).”

[Blog](https://privatewealthsystems.com/private-wealth-systems-blog/tag/blog), [Videos](https://privatewealthsystems.com/private-wealth-systems-blog/tag/videos)

## Related posts

[Blog](https://privatewealthsystems.com/private-wealth-systems-blog/tag/blog), [Videos](https://privatewealthsystems.com/private-wealth-systems-blog/tag/videos)

## [UHNW Portfolio Management Pet Peeve of the Day: Data Normalization Errors](https://privatewealthsystems.com/private-wealth-systems-blog/uhnw-portfolio-management-pet-peeve-of-the-day-data-normalization-errors)

[Craig Pearson](https://privatewealthsystems.com/private-wealth-systems-blog/author/craig-pearson) 

 Nov 10, 2022, 9:43:18 AM

How often does your portfolio operations or investment team have to manually normalize investment...

[Read more](https://privatewealthsystems.com/private-wealth-systems-blog/uhnw-portfolio-management-pet-peeve-of-the-day-data-normalization-errors)

[Blog](https://privatewealthsystems.com/private-wealth-systems-blog/tag/blog)

## [UHNW Portfolio Management Pet Peeve of the Day: Inaccurate Performance Calculations](https://privatewealthsystems.com/private-wealth-systems-blog/uhnw-portfolio-management-pet-peeve-of-the-day-inaccurate-performance-calculations)

[Craig Pearson](https://privatewealthsystems.com/private-wealth-systems-blog/author/craig-pearson) 

 Dec 6, 2022, 9:22:47 AM

Calculating performance based on daily return is the most accurate way to report on an ultra-high...

[Read more](https://privatewealthsystems.com/private-wealth-systems-blog/uhnw-portfolio-management-pet-peeve-of-the-day-inaccurate-performance-calculations)

[Blog](https://privatewealthsystems.com/private-wealth-systems-blog/tag/blog), [Videos](https://privatewealthsystems.com/private-wealth-systems-blog/tag/videos)

## [UHNW Portfolio Management Pet Peeve of the Day: Lack of Investment Reconciliation](https://privatewealthsystems.com/private-wealth-systems-blog/uhnw-portfolio-management-pet-peeve-of-the-day-lack-of-investment-reconciliation)

[Craig Pearson](https://privatewealthsystems.com/private-wealth-systems-blog/author/craig-pearson) 

 Nov 15, 2022, 9:35:50 AM

Investment reconciliation – or a lack thereof – is a common frustration among ultra-high net worth...

[Read more](https://privatewealthsystems.com/private-wealth-systems-blog/uhnw-portfolio-management-pet-peeve-of-the-day-lack-of-investment-reconciliation)

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